Sometimes the mortgage is to be registered on the property without the sale or change of ownership involved. There are some occasions when the earlier mortgage is for a fixed term and the term is expiring and you are required to register a new mortgage. In these circumstances, although there is no sale and purchase involved, still a lawyer is required to do the property, execution or any other searches before completing the transaction. The lawyer is required to follow the terms of the new mortgage as well as pay out the earlier mortgage. With good legal counsel the transaction is smooth and does not create any complications in the future.